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The following is an overview of the most common Federal Laws pertaining to consumer rights protection. These are the basics of what the average consumer should know. This is not an official legal interpretation of th..
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Experian, for example, no longer reports accounts that are more than ten years old if the account is closed and there is no activity on it. Accounts such as credit cards and mortgages can stay on a credit report for ..
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In order to properly understand your credit report and credit score, you will need to know some basic information. We have quite a bit of data to interpret, and there are many factors that determine a good or bad cre..
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With all the different kinds of information that credit scoring models incorporate, numerous tactics for improving scores are available. However, any action to improve a score must be taken judiciously. Be aware that..