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Building Business Credit: How Business Credit Scores are Calculated

Build business credit and improve your business credit rating.

Business credit scores range from 0 to 100, with 0 representing a high risk and 100 representing a low risk. Scores are based on a number of factors contained in your business credit report.

  • Number of trade experiences 
  • Outstanding balances 
  • Payment habits 
  • Credit utilization 
  • Trends over time 
  • Public record frequency and dollar amount 
  • Demographics such as years on file, Standard Industrial Classification codes and business size 

Build business credit and improve your business credit rating